"bankers discovered that they could make loans merely by giving their promises to pay… In this way, banks began to create money.” - Federal Reserve Bank of Chicago, “Modern Money Mechanics”
“People think I got into bitcoin because I have a high risk tolerance... actually I got in because I have a low risk tolerance for worst case scenarios.” -Jill Carlson , Co-Founder of Open Money Initiative
“The most important single central fact about a free market is that no exchange takes place unless both parties benefit.” -Milton Friedman, Economist & Political Philosopher